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Premier Nationwide Lending Protects Home Buyers From Rising Interest Rates

08/26/2013

Premier Nationwide Lending introduces a new program designed to allow home buyers to lock in an interest rate while shopping for a home.

Flower Mound, TX – Premier Nationwide Lending (PNL) is proud to roll out the “Lock and Shop” program through its retail origination channel.

“There is no question mortgage rates are increasing,” said Corey Kirkpatrick, Divisional VP - Production of Premier Nationwide Lending. “With the ‘Lock and Shop’ program, we will credit approve a home buyer and lock in their interest rate before they find the property they want to call ‘Home.’ We created this program with the consumer in mind. The home buying process is stressful. However, we don’t feel it should be. Let us take the stress away.”

With the “Lock and Shop” program from PNL, if rates go up, the borrower is protected. If mortgage rates decrease, the home buyer will have an option to “float down” to the lower rates.

Shane Campbell, National Sales Manager, is excited about this new program for home buyers and the positive impact it will have on the company’s growth. “Our licensed mortgage professionals are thrilled to offer this program to their clients. The threat of increasing interest rates stripping away a borrower’s loan approval is removed from the equation. This means less fallout and a greater opportunity to deliver excellent service to our borrowers and referral partners. In addition, loan professionals want to work for a company that offers these types of innovative programs. Prospective employees are drawn to the ability to offer the ‘Lock and Shop’ program.”

PNL will showcase the “Lock and Shop” program at the Texas Association of REALTORS Convention in September. “Our REALTOR partners want to work with a mortgage company that will fully credit approve a home buyer and lock in their interest rate before they begin touring homes. This makes for a much smoother process for real estate professionals as well,” Campbell added.

Premier Nationwide Lending is a privately owned Texas mortgage lender. 80% of the residential mortgage loans funded by Premier are for purchases. As a division of NTFN, INC., PNL operates retail, wholesale and correspondent origination channels. Sponsor NTFN Inc., NMLS #75333

Residential Mortgage Loan Originators

As your dedicated mortgage man for the greater Dallas area, I am always willing to go that extra mile. I offer a high level of cooperation and impeccable service to insure a successful and professional closing. I’ve lived in the Dallas area for over 20 years and I have been in the real estate & mortgage industry for a combined 11 years. My goal has always been to get you into a home with a mortgage that fits your needs. I truly love being a Loan Officer because it allows me to serve my local community of Dallas, TX. I strive to deliver red carpet customer service, attention to detail, and the ability to work with tight time constraints. My product knowledge and experience ensure the loan that compliments you and your financial goals. We offer many loan programs from First-time home buyer loans, Refinance loans, Construction to perm loan, FHA, VA, USDA, Conventional and Jumbo Loans.


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