Loan Checklist

Organize the Home Loan Process

To help you in the process Premier Nationwide Lending has developed a checklist that you can use in managing the home loan process. If you have any questions concerning the home loan process, please contact your Premier Home Mortgage Loan Expert who is on standby ready to assist you with your home mortgage needs.

Download the Loan Checklist
In general, the documentation you will need includes:
Property Information (if you already have a contract on a house)
Purchase Agreement.
Copy of legal description and MLS sheet.
If you have sold your current home, copy of settlement statement (closing disclosure).

Income & Assets
Pay stubs for the last 30 days.

For the past two years:

Names and addresses of each employer.
Complete tax returns

All pages of statements for each bank, mutual fund, and/or investment account for the last three months.

If you have made any large deposits to your accounts:

Explanation and source for deposit.
If large deposit was a gift:

Signed gift letter (lender can supply).
Copy of gift check.
Copy of deposit receipt.

If you own more than 25% of a business:

Corporate or partnership tax returns.

If self-employed:

Tax returns for the last three years (with schedules).
Year-to-Date Profit and Loss Statement prepared by an accountant (If using this income for qualification purposes).

If you own rental property:

Tax returns for the last two years and current rental agreements.

If you are retired:

Pension Award Letter.

If you receive Social Security:

Social Security Award Letter.

If you are counting child support as income:

Copy of divorce settlement.
Copy of twelve months of cancelled child support checks or 12 months print out from the County Child support division.


Names, addresses, account numbers, balances and monthly payments on all current loans.
Explanation of credit report anomalies, including:

Late payments, credit inquiries in the last 90 days, charge-offs, collections, judgments and/or liens.
Bankruptcy filed within last seven years (bring a copy of your bankruptcy papers).

VA Loans
Copy of DD Form 214, Report of Separation.

Photo ID and proof of Social Security number.
Residence addresses for the past two years.
If applicable, a copy of your divorce decree.
If you are not a citizen, a copy of the front and back of your green card.

Residential Mortgage Loan Originators

As your dedicated mortgage man for the greater Dallas area, I am always willing to go that extra mile. I offer a high level of cooperation and impeccable service to insure a successful and professional closing. I’ve lived in the Dallas area for over 20 years and I have been in the real estate & mortgage industry for a combined 11 years. My goal has always been to get you into a home with a mortgage that fits your needs. I truly love being a Loan Officer because it allows me to serve my local community of Dallas, TX. I strive to deliver red carpet customer service, attention to detail, and the ability to work with tight time constraints. My product knowledge and experience ensure the loan that compliments you and your financial goals. We offer many loan programs from First-time home buyer loans, Refinance loans, Construction to perm loan, FHA, VA, USDA, Conventional and Jumbo Loans.

Loan Center


What you will need to ensure a smooth home mortgage process.

Loan Options

There are several loan options available when purchasing a home.

Down Payment Assistance

Find out more about special programs and who qualifies.


Wondering how much you can finance?


I cannot thank you and your team enough for making this process a breeze. This is coming from a fellow mortgage professional who knows there is still not a high enough percentage of GREAT mortgage experiences out there these days, but you and your team are one of them. From start to finish I had to do very little. Whether with Brad and team at Freedom Title or Debbie and Sue within the Academy team, it was equally effortless every step of the way. I will share this experience both personally and professionally to try and get you guys as much business as I can throw your way.

Travis L.

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